Posts Tagged ‘realtor’

Doubts

Thursday, February 16th, 2006

Nothing super-long like my previous entries. I’m just feeling suddenly worried that the bank will reverse their stance on our financing and that Parkwood Green won’t accept us. There’s just so much dramatic talk I can take before I start going nuts. And Patti has been doing that as hard as she can, telling us our credit is so bad we don’t stand a ghost of a chance.

I’ve just had so many bad experiences over the past year that I automatically begin feeling like something’s just going to go wrong. Things felt so bouyant earlier today and now I’m feeling cold, depressed, and worried. It just can’t go so right… can it?

Solution?

Wednesday, February 15th, 2006

Well, once again we blew Patti off.

Remember last entry when I mentioned numerous phonecalls? Well, one seems to have come through.

Today, we looked at a 1997 Dutch 16×80 trailer. For a repo, that thing was immaculate. It has no appliances, but we were told it was a 2000, so we’re hoping that the fact it was really a 1997 will sweeten the pot a little bit. But we loved it. It was clean, bright, and didn’t have a huge number of things wrong with it like the others we’d looked at. Aside from being told the wrong year, what we found were nitpicky things that could be fixed pretty quickly/easily.

We made an offer on it and put down our $200.

Then we took off and went to Parkwood Green, got an application, and checked out the lot that would be ours. Ed (aside from me misunderstanding that the park office was also his home) seemed to have no problem whatsoever with what was happening. The fact that the bank was willing to play ball with us tells me that our credit can’t be that horribly off. The only thing they said was that we’d be better off with just Mom on the mortgage, or else the student loans may mess us up. (No problem.)

So far, it looks like we’re going to be paying about $150 a month on it, on top of the $320 for base rent. Not counting any overages from the electric, that basically comes out to be just $5 more than what we’re paying at Alpine Meadows. However, we won’t be paying for water, sewer, or trash… nor will we have to pay for Luna or our cats.

When we got home, Patti was bent all out of shape because we didn’t drive back down to 54th street to place an offer on the tight thing she showed us.

I’m trying to be nice to her, but her pushiness knows no bounds. As far as we were concerned, there was no “thinking” — she basically told us we were coming in today at 4pm to place an offer. Not, “would [we]” or “if you would like to”… but told us we were coming in to place an offer. I told her we weren’t interested and why. (Too tight, master bathroom pretty much unusable to us, etc.)

She tells me, “We have other trailers, hun.” *growl*

“Yes, but our health is suffering… my grandpa suggested we should find an apartment and regroup once we’ve had a chance to rest.” Yeah, health as in Mom has almost had an accident every night this week since we’ve spent the better part of the day running from one end of the county to the other.

“With your credit, you won’t be able to get into anything.” Oh, really. How do you know? Have you checked our credit report without our consent?

I pitch my voice more aggressively, “Patti, we can not afford to keep driving to 54th street and beyond.”

At this point, she is not happy. Not happy at all. Oh well. I guess she’s starting to get it that we’re not going to be paying her an extra $2000 and she’s not getting whatever kickback she wanted to get by shoving us into Glenwood Estates.

Anyway, provided things go through okay we could be looking at only one or two days without a place to stay. We could move our things in (by next Wednesday possibly), but we can’t live there ourselves until all inspections are done.

Please keep your fingers crossed and prayers coming. There’s going to be a lot of prayers in this house until we figure out where things are headed. I’m so tired that I can’t even dredge up the hope. Patti’s deflating comments about our credit have gotten to me a bit. Everyone I’ve talked to has said to ignore her; she’s just getting a kickback from Glenwood… but I’m emotional enough that I am feeling discouraged.

Maybe this is a solution, but I’m just not sure. I’m discouraged/depresed enough that ambivalent really doesn’t describe me.

Thoughts and searching

Wednesday, February 15th, 2006

There’s something about talking to friends and family about problems that put them into a totally new light.

We’ve spent much of the past week searching for housing. Our realtor, Patti, isn’t feeling all that helpful. Don’t get me wrong, aside from not communicating as much as we’d prefer, she’s done a great job selling our trailer.

However, that doesn’t change the fact that we feel she’s pressuring us to make choices without allowing us to think them through.

For one thing, she’s basically declared that there is only one park in the area that will take us and that the current trailer she’s trying to show us is our only option. On top of that, she’s being awfully patronizing and is constantly calling us “hun.”

Okay, I’m getting ahead of myself.

Friday, we began looking for homes. I called Patti and requested to see a couple homes in the Woodland Estates trailer park located in Rockford, MI. She refused to show them to us, claiming they’d be too expensive and the park would never allow us in. BUT, she told us she had a double-wide we could see Monday if we were willing to wait.

So we spent the weekend packing and otherwise relaxing. We’re pretty well squared away, much of what we have out can easily go back into the same boxes we got them out of. Though we threw out all our book boxes back when we moved in, thinking we’d have a few years before we needed them again. ;_;

Monday comes around and Patti tells us that the double-wide trailer we wanted to see sold over the weekend. (Wha -??) BUT, she had one that would be perfect for us. But it’s clear over on 54th street, which is clear on the opposite end of the city from us. My mom blew her off, saying she only had a couple hours of sleep, and we went and looked at a few used trailers being sold by Cedar Hill Mobile Home Service.

Mom fell in love with the first trailer we looked at. It was 16×80 and was just really nice; only problem was that it already had a bid on it. The other was filled with trash and had the most revolting red carpeting through it. Thinking ahead, Trudy — the owner of the business — had us fill in an application for financing and promised to fax it in.

This morning, we received the good news and the bad news. Bad news was that bid on the trailer mom loved was accepted. Good news was that we qualified for financing.

Now… if our credit reports are so awful that no other trailer park would take us — why was the bank willing to finance us only asking for a W-2 and proof that our current trailer was paid off?

Second good news was that there’s another trailer we could look at which is newer and is already located in a park somewhere. Since mom was asleep, I asked for pictures and we’d see about going to it tomorrow.

Later on, we took off and checked out a few other trailers, but they needed ALOT of work, so they were a no. We then went to look at the trailer Patti was so fixated on.

Let me tell you, it was “cute” but we really didn’t like it that much — even for only $8,000. It was only a 2 bedroom and felt extremely tight. Maybe that was because the family had the windows completely sealed shut, but it felt almost clausterphobic. They’d built cubbies through the whole thing, which added to the “tight” feeling. For a shower they’d somehow rigged a shower head to spray inside a jacuzzi tub, which was situated inside it’s own little cubby.

The “computer room” as they billed it was another cubby-hole, which was smaller than some closets I’ve been in. It was little more than a broom-closet with a window.

Since we were trying to be polite to the owners, we said it was “cute.”

Patti was instantly after us to put in an offer, without letting us discuss it or think it over. We requested time to think it over and she tells us that we can’t take too long to think or else it would be gone. She then proceeds to tell us to stop by tomorrow at 4pm to fill in the bid.

Umm… no.

We got home and after supper, I made one last phonecall to a trailer that was a for-sale-by-owner in a park we already know we’d like. Angie said the minimum she’d be willing to take would be $15,000, since that’s what she has left on her mortgage. BUT — since we were able to get financing through one bank, maybe we can get financing through another.

Finally, tomorrow we’re expecting about 5 phonecalls from various calls we made earlier in the week. (And probably a dozen from Patti, wanting us to come down and make an offer on the tight thing we looked at.)

This evening, I talked it through with Theresa, Poppa, and Jodi.

Between the three of them, things have been put into a better perspective. Momma-elf discussed ideas for jobs and possibly relocating; Poppa suggested that we look into an apartment, and Jodi really put her thoughts into the trailer issue. “Don’t let [Patti] pressure you.” was the resounding message.

Anyway, I’m off for bed. Please keep your fingers crossed for us, everyone. The little glimmer we got from the bank might just turn out to be something. *HUGS!* Love you all.

The Ups and Downs

Saturday, August 7th, 2004

Well, over the past few days I’ve come to the conclusion that Theresa’s hugs are major good luck. ^_^ *super huge hugs back to her* We told the couple over in the trailer in Parkwood Green thanks, but no thanks. We’ve found a trailer with even more amenities than theirs for only $25,000. Now if only we could hurry up, get down there, and see it… probably even make an offer on it… we’d be all set. Apparently, this new park is HUGE and filled with trailers for sale by their owners. Mostly, they seem to be elderly people seeking to get out, move to a assisted living place, or are moving in with their kids / grandkids. The $25,000 one belongs to an elderly couple and the husband, sadly, has alzheimers. The Kids/Grandkids are building their own home and are planning to move them in as well to help take care of him. The lady seems very nice and I can’t imagine them putting the trailer up for sale if the house isn’t close to being finished. We’ve survived an entire summer in an 8×12 travel trailer and we can survive a few weeks at a friend’s house. (I doubt we’d be able to stay at Poppa’s, since Caroline is supposibly allergic to animals and I don’t think their condo allows animals.) So anyway.. that rocks our world.

Mom’s in a good mood today; she had nine hour shift today – so we’re going to be rolling in some nice money. She’s talking about – since Conrad is driving us down to GR on Tuesday anyway for closing here – seeing about how much a Taxi would cost to take us to the park and then see if Poppa would come pick us up and take us home.

Packing is going along nicely. I think a few more days and Jass and I will have much of the unnecessary things in the house all packed and ready to go. Mom still needs to contact Maryann and see if we can “borrow” her shed to store our crap in…. maybe Jodi too. Anyway, much love to everyone!

More Shit Hits the Fan

Wednesday, August 4th, 2004

We almost tried to see how/if we could back out of the sale on the house this morning. Like I said in the previous entry, the house up in Solon Twp. is really only worth burning down or demolishing so you can build something new on the property. Which really wasn’t an option for us. Everything else on that street didn’t look much better either; which makes me doubt how much any new structure built there would be worth. That left the trailer on Schultz in Sparta.

Well… that’s going to pot too. It apparently belongs to an eldery couple with health problems. They want $40,000 – $42,000 exactly for it, nothing less. They offered to give us a $3000 personal loan, only we had to have it paid back within 3 months. Since we don’t know what kind of jobs we’d be getting, that really made us nervous to even attempt. Even if we got them to extend it to a year, between lot rent and that loan – we’d have over $500 we’d have to somehow come up with every month. Not only that, Parkwood Green only allows two total “large” pets – which includes cats and dogs, no matter if they’re indoor animals. If they ever came by, we’d have to come up with a way to hide the fact we had two cats. Brad Baker told their Realtor the offer was $36,000, with no loan – take it or leave it. So far no reply, but since Brad works from his house, he could honestly call back anytime up to 11pm. He told us to wait until morning.

So as you can imagine, that led to a very panic filled, stressful, and tearful night last night and then this morning. I called Conrad bright and early and told him we were having second thoughts and that we wanted to know what the penalties would be if we backed out of the sale. For once, he called us back post haste. And then took his sweet time getting back to us on it, but did stop over during lunch. However, during that time, I located a Trailer up in Belmont Twp, near the Plainfield section of Grand Rapids that was a For Sale by Owner for $32,000. Unfortunately, that park doesn’t allow for any dogs taller than 18 inches at the shoulder. Luna is a good 24 inches at the shoulder, which ruled us out there. Then, at about 10am, Lisa from HomeVestors called to see what was going on with us wanting to back out. We explained we had paniced but were now looking at other options. She offered to check on another Trailer Park over on Fruit Ridge near Sparta. Apparently there’s a lot of vacant trailers up for Rent, Sale, and Rent-To-Own. Luna and the kittens would be fine there, but it’s going to be $385 per month there for lot rent – possibly more if we have to rent a trailer. But they also have a few there that are being sold by their owners.

All day today, we’ve waxing and waning between calm, anxiety, morose depression, and psychosis. Tell you how low we got, we all mentioned that in the past few days we’ve thought about suicide more than once. We also took a lot of our anger out on poor little Kaze. Echo and Luna both know how to act during our weird bipolor episodes, but Kaze doesn’t have a clue. I even went so far as to inform her, after one destro-kitten rush, that she could be loosing her happy home. Poor thing. We really shouldn’t take it out on her; Echo had a whole month longer to get to know us – plus she thinks she’s Luna’s baby…. So when we start getting weird, she looks to Luna and then either keeps her distance or settles in to purr us back to sanity. Kaze, goes berserk.

Right now, I’ve gone back into a mood where I’m feeling very dubious about the whole thing – especially the part about being forced to move to a trailer park – and my thoughts are turning back to canceling the sale. There’s just something that weirds me out about it. The idea of having to move into a Trailer Park after having lived in an actual house my entire life is deeply disturbing to me. Intelletually, I know these parks are very good places, but I suppose it’s memories of Parkwood Green back from when I was a kid. We used to live right across the street from them, between the two drives. Once some teens came out of the park and aimed a gun at Mom and I when I was a baby… and then there were lots of drugs and violence, and the types of people you didn’t want to have anything to do with. Since then, the park has changed hands and it’s a very nice Trailer Park, but I suppose the memories are going to persist. I can barely remember what park Alpine Meadows is and Mom keeps assuring me it’s a really nice one, but my stomach is still in freefall.

I wish the parachute would open soon.

House Situation

Wednesday, March 31st, 2004

Well, after loosing Sugar and ending up at the end of our rope, someone is finally interested in our home. We’re still waiting them to get back to us after talking to the bank and stuff, but it sounds like after 18 months our house is finally going to sell. I’ve been spending most of the evening looking up city stats around the area I grew up in… surprise, surprise… much much better. Lower unemployment rates, higher family incomes, lower crime rates, the whole shebang.

We’ve found a couple manufacturered houses we’re going to check on after calling the community and asking what their rules on pets are. It’s kind of strange… this place used to be a trashy trailer park when I was a kid… now it’s looking like it’s trying to become a different kind of place. Either way, though, if they’re going to have any serious rules about dogs – it’ll be a no-go. The good news is that we might have a mortgage company in the wings if we need to try for more money. It’s just sounding wonderful… most of the areas, the unemployment rates are clear down around 1% *falls over* JOBS!!! Glorious JOBS!

Spent most of yesterday mopping the floor and cleaning, same for today. Since they haven’t written an offer yet, our Open House for Sunday is still a go. Then, for most of this next week it’s going to be moving sale heaven. Anything like my unwanted comics, cards, anime, etc. are going to go up for sale there first and then I guess I’ll do the eBay thing or Half.com. Jasson still has to go through his collection, so I can’t speak for him. I just am wondering how the hell I’m going to scrounge up the money to renew my domain and space. I’ve gotten addicted to having complete control over my mail server and having a spot to toss junk.

Since it’s looking like the great packing spree is imminent, I suppose I should just give Izzy her graphics and apologize for not being able to finish. Frankly, my heart just hasn’t been with the internet. Especially after EverQuest decided to upgrade their graphics engine, which put the game out of reach for Jass and I to play. Depressing, to tell you the truth.

*glomps all around* Love you guys
- Me